Yes, you can change your Medicare coverage during the Annual Enrollment Period (AEP) from October 15 to December 7. You can also make changes during certain Special Enrollment Periods (SEPs) if you qualify.

The Annual Enrollment Period (AEP) for Medicare, also known as the Medicare Open Enrollment Period, is an annual period during which Medicare beneficiaries can make changes to their Medicare coverage. It occurs from October 15th to December 7th each year.

During the AEP, Medicare beneficiaries have the following options:

Medicare Advantage Plan (Part C): You can switch from Original Medicare (Part A and Part B) to a Medicare Advantage Plan or switch from one Medicare Advantage Plan to another.

Medicare Prescription Drug Plan (Part D): You can join a Medicare Prescription Drug Plan, switch from one Part D plan to another, or drop your Part D coverage altogether.

Original Medicare (Part A and Part B): If you have a Medicare Advantage Plan, you can switch back to Original Medicare.

Medigap: If you have a Medicare Advantage Plan, you may be able to apply for a Medigap (Medicare Supplement) policy during certain circumstances.

It's important for Medicare beneficiaries to review their current coverage and needs during the Annual Enrollment Period to make any necessary changes for the upcoming year. Any changes made during this period take effect on January 1st of the following year.

The Medicare Advantage Open Enrollment Period (MA OEP) is a specific enrollment period that allows individuals who are already enrolled in a Medicare Advantage plan to make certain changes to their coverage.

Here's what the Medicare Advantage Open Enrollment Period entails:

Timing: The Medicare Advantage Open Enrollment Period occurs annually from January 1st to March 31st.

Eligibility: This enrollment period is for individuals who are already enrolled in a Medicare Advantage plan (also known as Medicare Part C). It does not apply to those with Original Medicare (Part A and Part B) or those with standalone Medicare prescription drug plans (Part D).

What Could Be Done:

Switch Plans: During the MA OEP, individuals already in a Medicare Advantage plan could switch to a different Medicare Advantage plan. For example, you might want to switch to a plan with different coverage options, costs, or network providers.

Disenroll: You could also use this period to disenroll from your Medicare Advantage plan and return to Original Medicare (Part A and Part B). You’ll also be able to join a separate Medicare drug plan.

Limitations: There were some limitations to what you can do during the MA OEP. For instance, you cannot switch from Original Medicare (Part A and Part B) to a Medicare Advantage Plan, switch from one standalone Part D prescription drug plan to another or enroll in a Part D plan if you have Original Medicare.

One-Time Change: It's important to note that this is a one-time opportunity during the MA OEP. In other words, you couldn't make multiple changes or switch plans multiple times during this period. The changes you make will be effective on the first day of the month after the plan gets your request.

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